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Your Queries – Insurance: Can my NRI brother purchase a term plan in India?
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by, Kamlesh Rao
Q1. My 45-year-old NRI brother wants to purchase a term plan. Will it be possible for him to buy a plan in India?
Yes, it is possible. All insurance companies in India refer to a standard list of countries when catering to Non-Resident Indians (NRIs). If your brother is currently residing in any of the listed countries, he can opt to buy term policies in India, subject to the guidelines of the specific product. Most Indian insurance providers solicit the same policies to NRIs as they do to resident Indians. The easiest way to go about this will be to reach out to the desired insurance provider and understand your brother’s eligibility, concerning his current country and occupation. Once the eligibility is determined, your
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