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How Debt Consolidation can help you manage your finances better
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Nowadays, it’s relatively easy to obtain a loan. From purchasing a home or car to managing medical emergencies or other unforeseen exigencies, there are loans to address every requirement. The RBI’s interest rate reductions have also nudged people to take loans to fund lifestyle and aspirational needs.
Besides, the ongoing shift towards digital India has minimised red tape. These factors have facilitated the provision of quick loans that can be availed with a few clicks, encouraging millennials and other cohorts to fulfil aspirations today instead of postponing purchases for years as their parents did.
Mass use of credit cards and rising consumerism through BNPL (buy now pay later) schemes has also accelerated consumption and expenditure
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