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Smart spending: Tips for festive shopping with credit cards
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Festive offers are all around us. With great offers, there’s also easy financing schemes which help make big-ticket purchases easier. Therefore, you have options for not only the things you want to buy, but you also have financing options like credit cards, personal loans, buy now pay later loans, and so on. Let’s look at what you need to keep in mind as you splurge with your credit card.
Always budget Set a festive shopping budget. When you shop with your credit card, it’s important your dues are easily payable. So find a number you’re comfortable with and keep your spends within it. When the festive season ends, your personal finances will be better for it.
Pick a card smartly Each credit card has its own benefits, rewards, and incentives.
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