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Homebuyers given extra months to lock into record low mortgage rates
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theguardian.comHomebuyers have been given a few more months to lock into the record low mortgage rates that have helped keep the housing market booming during the pandemic, afterthe Bank of England held the base rate at 0.1%.
Lenders had been repricing their home loans upwards in recent days amid speculation the rate would rise to 0.25%, and many of the cheapest deals have been withdrawn.
However, while there are no longer three- and five-year mortgages for sale at interest rates below 1%, borrowers with large deposits still have a large choice of loans priced at less than 2%.
Experts said while the cost of debt remained close to record lows, house prices were unlikely to fall. However activity and growth would slow as rises reduced borrowers’ disposable
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