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Borrowings: Steps to know before going for a car loan
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The festive season is when people often buy personal vehicles, and hence you see banks creating attractive vehicle loan offers to help people complete their purchases. There’s a flurry of such offers now. If you’re looking to take a car loan right now, here are a few things to get started.
Check with your own bank Often, the simplest way to avail a loan is by leveraging the relationship with your bank. Your bank would have created a pre-approved offer basis your income and credit profile. You can avail this with minimal paperwork via netbanking, bank app, branch, or aggregator. Since your bank is aware of your cash flows through your savings account, you may be spared the form-filling. You can then connect your car dealer with your bank to
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