By Dhaval KapadiaI had redeemed some units from my mutual fund SIP a year ago as I wanted money for an emergency. Now I have got a bonus. Should I invest the amount in a lump sum in the same fund or increase the SIP amount?—Alok Chabbra For deploying the additional corpus, you should evaluate your portfolio from an asset-allocation point of view and build exposure in line with your recom-mended asset allocation. From a diversi-fication lens, one should also evaluate the sector and style diversification (value/growth) at a portfolio level, and also the extent of overlap in the equity funds in your portfolio to assess the true degree of diversification the portfolio equity funds offer.
You should look to diversify your portfolio across two or
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