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Pros and cons of availing a loan from NBFC Vs Bank
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Having a good credit score plays a huge role in getting approval for a loan especially from banks; i.e. having a credit score of 750 or higher will give you access to a broader array of lenders and better interest rates. When applying for any type of credit, be it a loan or a credit card, a good credit score usually means a greater range of choice for the borrower in terms of lenders and loan offers, and attractive interest rates and fees.
Credit scores are preferred by lenders as they represent the borrower’s history with credit as recorded in his/her credit reports. Industry experts say credit reports help lenders understand how experienced and responsible the borrower is in handling debt. Therefore having a higher credit score relates to
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