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Mortgages Sold to Fannie, Freddie Should Use More Than FICO Scores, Regulator Says
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NASHVILLE, Tenn.—The FICO score’s yearslong hold on the mortgage market is coming to an end.
The Federal Housing Finance Agency said Monday that it will require lenders that use credit scores for mortgage underwriting to use scores from both Fair Isaac Corp. , the creator of FICO credit scores, and its competitor VantageScore Solutions LLC.
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