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How different is individual health insurance from family floater and critical illness plan?
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A better way to avoid paying hospital bills from one’s own pocket is to make an insurance company pay for it. And, for that, you need to have a health insurance plan with enough coverage amount to meet the hospitalization expenses.
In a health insurance plan, depending on the coverage amount (sum insured) you want to keep, the premium has to be paid on an annual basis to the insurance company. At the time of hospitalization or at the occurrence of the insured event, the insurer pays the hospital and the policyholder need not worry about the medical bills.
What is equally important while purchasing a health insurance plan is to buy the right kind of policy that will keep the claim settlement process simpler.
Unlike a term insurance plan, which
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