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YOUR QUERIES: LOANS: Can you apply for a top-up education loan but for the same course?
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financialexpress.comBy Chaitali Dutta
I had taken an education loan of Rs 10 lakh for my son. I want to take some more loan education loans and buy some devices. Can I get a top-up education loan?—Varun Dandola Yes, it is possible to avail a top-up loan on the education loan you have availed in the past. The top-up, however, cannot be for a new course. You have to provide the backup details as to why there is a shortfall in the funding requirements now, versus what was established at the start of the loan. The bank may charge a higher rate of interest for such a loan. All institutions and banks may not agree to such an arrangement. In case, it is not working out with the existing bank, you may look at transfer of loan where a larger loan may be possible,
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