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19.12 - 09:23
How to repay credit card debt without financial stress
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The benefits of using a credit card in day-to-day life can be many, but only provided it’s used with extreme financial discipline. Every flexibility and convenience is tied to timely repayment of the credit card bills, and in its absence, the credit card ends up as a millstone around your neck.
Late payment or default in credit bill payment can negatively impact the credit score of the cardholder. Every delay in repayment before the due date comes with high interest on the late payment. Non-payment of a minimum due amount may also invite a hefty penalty by the card issuer. So, despite serious financial constraints, it is imperative that credit card users don’t miss the credit card bill payment. So how do you manage bill payment in a crunch
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